Bridge Loans
For real estate investors.
Bridge Loans
A Bridge Loan is a short-term real estate financing solution designed for situations that require immediate financing and creative funding options, such as the period between acquiring anew property and securing permanent financing or selling an existing one.
Turn opportunities into reality with the financial agility of Alto Capital’s Bridge Loans.
Access private money lending options tailored to their specific needs and take advantage of investment opportunities without delay.
Why choose our bridge loans
Fast closings: Secure your funding in 10-14 days and take advantage of opportunities without delays.
Competitive financing: Up to 85% of total project costs and up to 70% of the After Construction Value (ARV).
No prepayment penalties: Pay off your
loan anytime without extra fees.
We accept international investors.
Quick disbursements to keep your
project on track.
Bank statements: Last 3 months
Official ID: Passport, visa (for foreign investors)
Business documents: LLC or Corp registration, EIN, and operating agreement
Renovation budget (if applicable)
Liquidity reserves: 6 months of cash reserves
Non-owner occupancy certification
Credit report & background check: SSN required
Insurance coverage: Full replacement coverage + $500K liability, plus builder’s risk insurance (if applicable)
Minimum credit score: 680
Signed loan application
Purchase contract (if applicable)
Don’t Miss Out on Your Next Investment.
Get Funded
Fast
Avoid costly delays. Alto Capital’s Bridge Loans help you seize opportunities, solve short-term liquidity gaps, and stay competitive.