Fix and Flip Loans
For Real Estate Investors
Fix and Flip
Is one of the most profitable strategies in real estate investment. This method involves buying a distressed or undervalued property, renovating it, and selling it at a higher price to generate profit.
Smart investors turn to our Fix and Flip loans, short-term private money loans designed to cover both the purchase and renovation costs of a real estate property.
Whether you’re a seasoned developer or a new investor, Alto Capital is your trusted partner for private money lending solutions
Why Choose
Our Fix And Flip Loans
Fast closings so you don’t miss.
Expert guidance from a team that understands the real estate lending and tailors financing to your project’s needs.
Up to 90% of the purchase price and 100% of renovation costs covered.
Flexible terms with no prepayment.
Financing based on After Repair Value (ARV).
Available for both domestic and foreign
real estate investors.
Bank statements: Last 3 months.
Official ID: Passport, visa (for foreign investors).
Business documents: LLC or Corp registration, EIN, and operating agreement.
Renovation budget (if applicable).
Liquidity reserves: 6 months of cash reserves.
Non-owner occupancy certification.
Credit report & background check: SSN required.
Insurance coverage: Full replacement coverage + $500K liability, plus builder’s risk insurance (if applicable).
Minimum credit score: 700.
Signed loan application.
Purchase contract (if applicable).
Alto Capital’s Simple Fix And flip loan process
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Get the financial backing your real estate investment needs.